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being a home owner is such a pain! Options
SuperSoldier124
Posted: Sunday, November 25, 2012 1:25:16 PM

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so there's a leak in my ceiling. again. most likely its from a clogged drain upstairs that now leaks into my living room. what gonna be a bigger pain is renting this b!tch out and having to worry about other people messin crap up. ugh! i love how stressful the holidays are!At Wits' End

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4saken1
Posted: Sunday, November 25, 2012 2:42:26 PM

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I know, right! A lot of people don't consider the extra costs involved in homeownership when they purchase a house and can get into real trouble. This happened to me on my first house and we got foreclosed on. Second time around, we bought an older house that didn't have more room than we need and was in pretty good shape (I'm not a real good handyman).

Anyways, hope you can get that fixed up without too much trouble Quinten!

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comicuniversity
Posted: Sunday, November 25, 2012 3:37:20 PM
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LMFAO!


Two weeks ago, we bought a new car. A day later the furnace finally took it's last gasp and we had to buy a whole new one (high efficiency natch!). while we were on the phone with the furnace dudes (literally) the hot water heater started spewing water all over. Had to replace that.

2 days later, my wife was removing the molding around the top of our kitchen and she knocked our oven range down and I had to fix that.


Home ownership. huh.
SuperSoldier124
Posted: Sunday, November 25, 2012 6:14:24 PM

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Joined: 4/3/2007
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yeah, thanks Jeff. i'm a decent handy man but this just (banned) me off because its the second time we had a leak up there. luckily i just have to call a plumber to snake it. replacing the drywall will be simple enough. my old man is a carpenter and he'll be here to help me out. i'm just tired of sh!t falling apart like comicuniversity said lol. FML

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Dreadnok01
Posted: Monday, November 26, 2012 11:00:47 AM

Rank: Large Noggin
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It seems like every time I finish paying for one repair something else breaks. At Wits' End And don't get me started on roofers and insurance companies!
Xylob
Posted: Monday, November 26, 2012 11:29:11 AM

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yup, it can suck - it really hit me when our water heater took a dump.
"oh crap! i can't just call the landlord..."

on the other hand, I don't have to listen to the neighbors fighting/f@ck!ing, watching TV, partying, stomping, crying kids, etc etc etc and I no longer have to deal with the nasty smells of all my neighbors cooking.

i definitely think the positives of being a home owner still outweigh the negatives.
i damn sure don't miss living in apartments.

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SuperSoldier124
Posted: Monday, November 26, 2012 4:03:24 PM

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Xylob wrote:
yup, it can suck - it really hit me when our water heater took a dump.
"oh crap! i can't just call the landlord..."

on the other hand, I don't have to listen to the neighbors fighting/f@ck!ing, watching TV, partying, stomping, crying kids, etc etc etc and I no longer have to deal with the nasty smells of all my neighbors cooking.

i definitely think the positives of being a home owner still outweigh the negatives.
i damn sure don't miss living in apartments.
oh thats for sure brother. i enjoy being a home owner way more. i hate people so its nice not dealing with people in such a close area.

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4saken1
Posted: Monday, November 26, 2012 8:42:38 PM

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Xylob wrote:
i definitely think the positives of being a home owner still outweigh the negatives.


The best part is that in 20 years I'll hopefully never have to pay rent or mortgage ever again!

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For every comic you purchase from our 'Bargain Bin' (those priced $1 or less), another comic purchased over $1 will be $30% off (refunded via PayPal). eg. If you purchase 10 'Bargain Bin' books, then 10 books purchased that are each over $1 will recieve this refund, etc.

Free Shipping

Every domestic order of 25 or more comics gets FREE SHIPPING (Media Mail). Though I can't provide Free Shipping on foreign orders, we do offer a $5 refund on postage for purchases of 25 or more comics to foreign countries or a $10 refund if you buy 50 comics (again, foreign orders only).

Xylob
Posted: Monday, November 26, 2012 9:04:25 PM

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Amen!

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comicfan17blue
Posted: Wednesday, November 28, 2012 2:15:49 PM
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A couple weeks ago my wife just got her summer holiday payout from work and literally the same day the garage door opener broke. So at least we got money to buy a new garage door opener.
Xylob
Posted: Wednesday, November 28, 2012 4:08:20 PM

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my garage door broke Thanksgiving day when we were leaving for my mom's... parked outside that night and our first Black Friday stop was Home Depot!

Need help with a Change Request?Click here to contact an approver!
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Offices are open M-F 8am-5pm Central Time.
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Xylob's Most Wanted:

G.I.Joe Special Missions TPB 2
Tales from the Transformers Beast Wars: Critical Mass
Youngblood Bloodsport #2 maybe? can you help identify?
Nerdgasm_Comics
Posted: Wednesday, November 28, 2012 5:14:59 PM

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Just wait until one of your kids flushes a toy down the toilet, that leads to some awesome repairs later on. Especially if it makes it past the toilet and into the actual plumbing where it gets stuck and causes the entire plumbing to back-up. Nothing like seeing sewage seeping up into your bath tub.


"Get your Nerd ON!"




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SuperSoldier124
Posted: Wednesday, November 28, 2012 6:20:59 PM

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yeah, my garage opener went out as well... still need to fix that. now i sitting with 4 holes in the ceiling, no fixed leak, 125 bucks less in my account and a continuation for tomorrow. fml

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Dreadnok01
Posted: Wednesday, November 28, 2012 6:46:32 PM

Rank: Large Noggin
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Nerdgasm_Comics wrote:
Just wait until one of your kids flushes a toy down the toilet, that leads to some awesome repairs later on. Especially if it makes it past the toilet and into the actual plumbing where it gets stuck and causes the entire plumbing to back-up. Nothing like seeing sewage seeping up into your bath tub.



Yup! I've been there. It is NOT pleasent.
SuperSoldier124
Posted: Wednesday, November 28, 2012 7:56:01 PM

Rank: Celestial
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Posts: 2,948
Points: 8,905
Location: Falcon, Colorado
Dreadnok01 wrote:
Nerdgasm_Comics wrote:
Just wait until one of your kids flushes a toy down the toilet, that leads to some awesome repairs later on. Especially if it makes it past the toilet and into the actual plumbing where it gets stuck and causes the entire plumbing to back-up. Nothing like seeing sewage seeping up into your bath tub.



Yup! I've been there. It is NOT pleasent.
yeah dude thats sh!ty. i'm waiting for those horrid days to come. i've been lucky so far with my 5 yr. old.

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comicscastle
Posted: Wednesday, November 28, 2012 9:22:25 PM

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4saken1 wrote:
Xylob wrote:
i definitely think the positives of being a home owner still outweigh the negatives.


The best part is that in 20 years I'll hopefully never have to pay rent or mortgage ever again!
But you'll still have taxes. People forget about property tax because it is usually included in your mortgage payments. Plus once you are done paying off the house it is up to you to make tax payments on time. Your town will only bill you once a year. From then on it's up to you to remember to make payments.



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4saken1
Posted: Thursday, November 29, 2012 12:55:12 AM

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comicscastle wrote:
But you'll still have taxes. People forget about property tax because it is usually included in your mortgage payments. Plus once you are done paying off the house it is up to you to make tax payments on time. Your town will only bill you once a year. From then on it's up to you to remember to make payments.


I think I can handle $2k once a year plus another $1k for insurance. Compared to a full mortgage (or even rent), that's small fries! Plus, you have to think about how much rents will be by then with inflation and all.....

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For every comic you purchase from our 'Bargain Bin' (those priced $1 or less), another comic purchased over $1 will be $30% off (refunded via PayPal). eg. If you purchase 10 'Bargain Bin' books, then 10 books purchased that are each over $1 will recieve this refund, etc.

Free Shipping

Every domestic order of 25 or more comics gets FREE SHIPPING (Media Mail). Though I can't provide Free Shipping on foreign orders, we do offer a $5 refund on postage for purchases of 25 or more comics to foreign countries or a $10 refund if you buy 50 comics (again, foreign orders only).

comicscastle
Posted: Thursday, November 29, 2012 6:30:09 AM

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4saken1 wrote:
comicscastle wrote:
But you'll still have taxes. People forget about property tax because it is usually included in your mortgage payments. Plus once you are done paying off the house it is up to you to make tax payments on time. Your town will only bill you once a year. From then on it's up to you to remember to make payments.


I think I can handle $2k once a year plus another $1k for insurance. Compared to a full mortgage (or even rent), that's small fries! Plus, you have to think about how much rents will be by then with inflation and all.....
$2K a year for taxes? Where do you live? I pay that much per quarter, and insurance is almost $2k. I know it's not the same as paying a mortgage. Mine was paid off about 10 years ago. The problem is now that I'm retired and living off a fixed income (retirement & Social Security) those bills and the normal upkeep of a house can be as much of a problem as back in the old days. I can't just work a little overtime to cover the unexpected expenses. Plus when I get in a real fix I'm too old to hit up my parents for a loan. Now I'm the one that is getting hit on. It doesn't get easier as you get older, just different.



The following stores are all stores that I've dealt with or have become friends with through the forums and I highly recommend them all.
Comics Castle-owned & operated by Pat McCauslin
Alpha Comics--ComicVortex--Metropolis Connections 2.0--Comic Cellar


scotteaves
Posted: Thursday, November 29, 2012 8:00:31 AM

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comicscastle wrote:
4saken1 wrote:
comicscastle wrote:
But you'll still have taxes. People forget about property tax because it is usually included in your mortgage payments. Plus once you are done paying off the house it is up to you to make tax payments on time. Your town will only bill you once a year. From then on it's up to you to remember to make payments.


I think I can handle $2k once a year plus another $1k for insurance. Compared to a full mortgage (or even rent), that's small fries! Plus, you have to think about how much rents will be by then with inflation and all.....
$2K a year for taxes? Where do you live? I pay that much per quarter, and insurance is almost $2k. I know it's not the same as paying a mortgage. Mine was paid off about 10 years ago. The problem is now that I'm retired and living off a fixed income (retirement & Social Security) those bills and the normal upkeep of a house can be as much of a problem as back in the old days. I can't just work a little overtime to cover the unexpected expenses. Plus when I get in a real fix I'm too old to hit up my parents for a loan. Now I'm the one that is getting hit on. It doesn't get easier as you get older, just different.


Simple Pat - 4saken1 doesn't live in NJ. Drive an hour west of you into PA and check out the taxes. You'll be moving in no time. NJ's property taxes are stupid high. I'm getting close to $9k a year on property taxes.

yourplace2
Posted: Thursday, November 29, 2012 8:47:35 AM

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What burns me up lately is all the government FEMA AID being dolled out here in CT/NY/NJ for peoples property that's been hit by the storms the past couple years.

Here in Bridgeport, we have had about 4 years now, where they have declared emergencies for FEMA AID.

My own home has an old roof on it, and it is so old, the shingles are peeling off with every weather event that comes along. HIGH WIND STORMS, tornado thunder storms, hurricanes, nor'easters! Every one of them leaves more and more shingles in my yard. It will cost about 6000 to 16000 to replace it, depending on the contractor and level of stuff I want done.

The thing is, I do not have that kinda cash laying around, nor can I finance it cuz we are so under water on the mortgage, they will never lend us another penny until we are in our 20th year of payments on our mortgages, assuming the value doesn't go down as well as our balance.

A friend of mine, had a strip of his aluminum siding come off his house from a really bad wind storm we got a couple years ago, and they replaced the whole house's siding because that kind of siding no longer exists. He told me to put one in for my roof. So I put a claim in two years ago when Connecticut and Bridgeport had those weather related declarations. You have to first put the claim in with your homeowners insurace then FEMA if the insurance will not pay.

My insurace said the roof was coming off because it was old, and not cuz of the weather. BS! Old or not, it is still coming down from the weather. No pay! They even said that I have a month to get a new roof on, or they would not renew my homes insurance. FEMA said the same thing. And another thing, the front of the house, the roof is not peeling at all, but just loosing the grainy stuff. ONly the back roof is peeling and coming off! So how can that be age? The front and back are the same age!

OK, I moaned enough! LOL

So, everyone else can get it paid for but not me. It's just not fair. Boo Hoo! Boo Hoo!

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