What burns me up lately is all the government FEMA AID being dolled out here in CT/NY/NJ for peoples property that's been hit by the storms the past couple years.
Here in Bridgeport, we have had about 4 years now, where they have declared emergencies for FEMA AID.
My own home has an old roof on it, and it is so old, the shingles are peeling off with every weather event that comes along. HIGH WIND STORMS, tornado thunder storms, hurricanes, nor'easters! Every one of them leaves more and more shingles in my yard. It will cost about 6000 to 16000 to replace it, depending on the contractor and level of stuff I want done.
The thing is, I do not have that kinda cash laying around, nor can I finance it cuz we are so under water on the mortgage, they will never lend us another penny until we are in our 20th year of payments on our mortgages, assuming the value doesn't go down as well as our balance.
A friend of mine, had a strip of his aluminum siding come off his house from a really bad wind storm we got a couple years ago, and they replaced the whole house's siding because that kind of siding no longer exists. He told me to put one in for my roof. So I put a claim in two years ago when Connecticut and Bridgeport had those weather related declarations. You have to first put the claim in with your homeowners insurace then FEMA if the insurance will not pay.
My insurace said the roof was coming off because it was old, and not cuz of the weather. BS! Old or not, it is still coming down from the weather. No pay! They even said that I have a month to get a new roof on, or they would not renew my homes insurance. FEMA said the same thing. And another thing, the front of the house, the roof is not peeling at all, but just loosing the grainy stuff. ONly the back roof is peeling and coming off! So how can that be age? The front and back are the same age!
OK, I moaned enough! LOL
So, everyone else can get it paid for but not me. It's just not fair.
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